Contracts
Sign knowing what you are signing.
We analyse contracts, commercial agreements and their clauses under fiqh al-muʿāmalāt, and set out what is worth changing before it binds you.
Sharia advisory for businesses
Does your company comply with Sharia?
We review contracts, financing, operations and business models to show you where the problem actually sits under fiqh al-muʿāmalāt — and, when there is one, what workable alternative gets you to the same commercial goal.
We reply with the steps and timeline before you commit to anything.
- On-site in Morocco
- Online worldwide
- Arabic · English · Spanish
01
Have you ever asked yourself one of these?
Taking payments through a gateway, selling on a marketplace, billing by subscription, paying affiliates: decisions that did not exist twenty years ago. Most are entirely ordinary. Some, depending on how they are structured, raise questions worth settling before you sign.
- Can I finance stock this way?
- Does this contract contain a problematic clause?
- Can I work with affiliates or with influencers?
- What does the financing my bank offered actually imply?
- How should I structure this agreement with my partner?
- Does the subscription model I have in mind hold up?
- Is there anything wrong with this campaign or with how I show my prices?
- How do I work out my company’s zakat properly?
- Payment gateways
- Marketplaces
- Subscriptions
- Affiliate programmes
- Digital advertising
- Inventory financing
- Penalty clauses
- Bringing in partners
Naming a tool here does not make it permissible or impermissible. It means its particular structure may need looking at.
02
What we review
Five places where the decisions get made, and where it is cheaper to look before you commit than after.
Financing
Understand how you are funding the company.
We review the structure: which contract it really is, who carries the risk, and when ownership passes. Before you decide, not after.
Operations and business models
Look at how your company actually earns.
We review operations, commissions, intermediation and subscriptions as they run in practice, not as the paperwork describes them.
Marketing and sales
Review how you sell, not only what you sell.
We look at commercial mechanisms, campaigns and commission structures where they raise questions under fiqh.
Corporate zakat
Calculate zakat by method, not by estimate.
We identify which assets are subject, handle trading stock, receivables and debts, and deliver an annual report you can review.
03
We do not stop at telling you what you cannot do
An opinion that only says no is no use for running a company. When we find something that does not hold, we explain why and, wherever possible, put forward a way of reaching the same commercial goal by another route.
- 01
The problem
Which specific element of the transaction does not hold, and why.
- 02
The basis
What the conclusion rests on in fiqh al-muʿāmalāt, in terms you can take to your partner or your bank.
- 03
The alternative
Which structure reaches the same commercial goal. And if there is none, we say that too.
04
Why Mizan
Two things that rarely come together: training in the Islamic sciences and twenty years spent inside companies.
Under the supervision of
Mohamed Said Alilech
- ʿĀlimiyya in traditional Islamic education — Ministry of Endowments and Islamic Affairs, 2026
- Fiqh al-muʿāmalāt and Islamic finance under Shaykh Mustafa al-Bahyaoui
- Twenty years inside companies in Spain: management, sales and international freight
- Ijaza in Sahih al-Bukhari and ijaza in the qira’at with an unbroken chain
Mizan is an advisory firm: it issues written Sharia opinions with their basis stated. It is not an accreditation body and does not issue certifications.
05
How it works
- 01
You tell us the transaction
What you want to do and with whom.
- 02
We review the documents
The contract, the financing structure or the model, as it runs in practice.
- 03
We set out what matters
What holds, what does not, and the basis for each observation.
- 04
You get conclusions and alternatives
A written report you can show your partner or your bank.
06
Frequent questions
How much does a consultation cost?
A 30-minute consultation includes a written Shariah opinion. You will find the price and the steps on the booking page; wider work is quoted afterwards and commits you to nothing.
How long does a review take?
It depends on the volume of documents. We give you the timeline before we start, and we do not start without your go-ahead.
Do you issue an accredited certificate?
We issue a written Shariah opinion you can show partners and investors. Mizan is an advisory firm, not a government accreditation body.
What if the contract is not compliant?
We show you where the problems are and propose an alternative. The point is a workable contract, not a verdict.
Do you work with non-Islamic companies?
Yes. Many clients are companies seeking investors or markets that require Shariah compliance.
How do you protect our documents?
Your documents are not shared outside the review team, and we sign an NDA on request.
Mizan Sharia Compliance
Before you sign, finance or launch, have it reviewed
Tell us your case and we will tell you what kind of review it needs, what it costs and how long it takes. No commitment.